Our specialists and solutions
Our solutions
Our comprehensive range of grains solutions bring together a range of specific products designed to help you manage your business finances more effectively. Your local Grains Specialist and Westpac Financial Planner will explain your options and tailor a solution for your business.
The following will give you an idea of some of the areas we can help you with:
| Cash flow management options | Ask your specialist about |
|---|---|
| I want an account that I can use for day to day items that gives me extra funds when I need them |
Westpac Agribusiness One Account |
| I need a way for me and my employees to pay suppliers and cover day to day business expenses | BusinessChoice Rewards or Everyday Credit cards |
| I want an account that earns high interest that I can link to other accounts | Business Max-i Direct Account |
| I want to be certain about the return I'll receive and I don't mind locking my money away | Term Deposit |
| I want to set aside money in good years so I can use it in other years | Farm Management Deposit |
| I have harvested my crop but am yet to get paid for it. I want to have access to funds now | Produce Advance - Grains |
| Business finance options | Ask your specialist about |
|---|---|
| I want to borrow money for a longer term and still have some protection against interest rate movements | Westpac Agri Finance, Commercial Bills |
| I want options for buying new equipment | Equipment Finance |
| I want to pay my work cover and insurance premiums by the month | Insurance Premium Finance |
| Off-farm investment options | Ask your specialist about |
|---|---|
| I'm looking at buying a house in the business name, that I may live in or rent out | Business Access Loan |
| I'd like some advice on investments and how to fund my retirement |
Financial Planning and Superannuation, Structured Investments or Margin Lending |
| Risk management options | Ask your specialist about |
|---|---|
| I want to protect my revenue against commodity price movements | Swaps and Options |
| I want to protect my livelihood |
Farm Insurance, Business Insurance, Income Protection, Life Insurance |
